Should I Get A Lawyer For A Car Accident That Wasn’t My Fault?

Being involved in a car crash caused by someone else often raises an important question: “Should I get a lawyer for a car accident that wasn’t my fault?” The answer is yes—even when you did nothing wrong, proving liability and securing full compensation isn’t always simple. Missouri law burdens the injured party to establish fault and protect their rights throughout the claims process.

At Montee Law Firm, we believe consulting a car accident lawyer in St. Joseph, MO, after a crash is one of the smartest steps you can take—even when the other driver appears clearly at fault. Insurance companies frequently look for ways to minimize or deny valid claims. Our team works to safeguard your rights, pursue fair compensation for injuries and property damage, and manage every aspect of insurance negotiations or legal proceedings so you can focus on recovery.

Contact a Personal Injury Lawyer in Missouri

free case consultation call us: (816) 364-1650

Do You Need A Lawyer If The Car Accident Wasn’t Your Fault In Missouri?

Missouri Department of Revenue requires drivers involved in a crash to stop immediately, exchange information, and file an accident report if the crash results in injury, death, or property damage over $500. Beyond those obligations, pursuing compensation can quickly become complicated.

Missouri follows a pure comparative fault rule (Mo. Rev. Stat. § 537.765), meaning you can still recover damages even if you share some responsibility for the accident. Still, your percentage of fault will reduce your compensation. Insurance companies often use this rule to their advantage by shifting blame onto you, even when the other driver caused the crash. Without legal representation, you could end up accepting a settlement far below what you deserve—or worse, being held partially liable for an accident you didn’t cause.

How a Car Accident Lawyer Can Help You After a Crash

After an accident, your priority is recovering from your injuries. Unfortunately, insurance companies act quickly to protect their bottom line. Our job is to level the playing field for you. At Montee Law Firm, we help clients by:

• Investigating the crash thoroughly: gathering documentation and any available video evidence.
• Calculate your claim’s full value: including medical bills, lost income, property damage, and non-economic losses.
• Dealing with the insurance companies: so you don’t have to worry about saying something that could be used against you.
• Filing and litigating your claim: if negotiations fail, we’re ready to take your case to court.

Our commitment is simple: we fight for the injured, never for insurance companies. We don’t just process paperwork; we stand by you every step of the way.

Situations Where Hiring an Attorney Makes a Big Difference

While some minor accidents can be resolved without legal help, there are scenarios where having a lawyer is critical:

• You suffered serious injuries or permanent disability.
• The other driver is uninsured or underinsured.
• There is a dispute about who caused the accident.
• Multiple vehicles or parties were involved.
• The insurance company denies your claim or offers a low settlement.
• You are being pressured to settle quickly.

When any of these situations apply, hiring an attorney can make a significant difference in the outcome of your case. A lawyer can protect your rights, manage communication with insurance companies, and ensure you aren’t pressured into an unfair settlement during an already stressful time.

Dealing With Insurance Companies on Your Own Can Backfire

Insurance adjusters often sound helpful, but their priority is protecting the company’s bottom line, not yours. They may request recorded statements, push for quick settlements, or persuade you to sign documents that limit your right to full compensation. These early offers often fail to account for long-term medical needs, lost wages, or pain and suffering.

Under Missouri law, you generally have five years from the accident date to file a personal injury lawsuit (Mo. Rev. Stat. § 516.120). While that may seem like plenty of time, waiting can seriously damage your case. Evidence fades, witnesses become hard to find, and insurers build stronger defenses. Acting promptly and working with an experienced attorney helps preserve critical evidence and ensures your rights are fully protected from the start.

When to Contact a St. Joseph Car Accident Attorney

Should you get a lawyer for a car accident that wasn’t your fault? The answer is yes. Montee Law Firm is ready to protect your rights, deal with insurers, and fight for full compensation under Missouri law. Call (816) 760-2788 today for a free consultation, immediate legal guidance, and the support you deserve. No fees unless we win.

James Montee

James Montee, founder and managing partner of the Montee Law Firm, has dedicated his career to representing accident victims across Missouri and Kansas. Since establishing the firm in 1996, he has recovered more than $300 million in verdicts and settlements, including numerous million-dollar cases. Recognized as Missouri’s Winningest Lawyer in 2013, James brings decades of experience and a strong commitment to maximizing results for his clients.

free case consultation call us: (816) 364-1650

Client Reviews

What Our Clients Are Saying About Us

Paula C. | Overland Park

3 month ago

Extremely professional, helpful, and knowledgeable group.
“Extremely professional, helpful, and knowledgeable group. I have the highest praise for this group of attorneys. If you, like me have an aging parent or parents please contact this group, especially Amber Thaling, to guide you through the necessary steps.”

View More Reviews on Google Maps.