$525,000.00 SETTLEMENT

AUTO ACCIDENT

August 2002

Caption: Farrell v. Constant & American Guarantee Liability Insurance Company

Court: Circuit Court of Nodaway County, Missouri

Special Damages: $84,000.00 past medical expenses

Injuries: multiple rib fractures, cerebral concussion, closed head injury, memory loss, loss of balance

Plaintiff’s Attorneys: James Montee, The Montee Law Firm, P.C.,

A $525,000.00 settlement has been reached by Robert Farrell with Defendants Lois Constant and American Guarantee Liability Insurance Company for injuries suffered by Mr. Farrell due to an accident involving the vehicle he was operating and the vehicle operated by Ms. Constant.

Mr. Farrell and Ms. Constant collided in the intersection of U.S. Highway 71 and Highway 136, in Maryville, Nodaway County, Missouri.

As a result of the accident Mr. Farrell suffered multiple rib fractures, cerebral concussion, closed head injury, memory loss and a loss of balance.

A settlement was reached under which Ms. Constant’s insurance carrier agreed to pay its $25,000.00 policy limit and American Guarantee Liability Insurance Company paid $500,000.00 from underinsured coverage covering the vehicle Mr. Farrell was operating.